It can be difficult to find clear answers regarding what is covered by dental insurance and health insurance, especially when it comes to specialty procedures such as tooth extraction. Many patients ask if their insurance covers the cost of dental implant treatments. However, it depends on which type of insurance you have.
UNDERSTANDING DENTAL INSURED COVERAGE
Most insurance companies will not cover dental implants because they are considered cosmetic and not medically necessary. If ever you have lost a tooth, then you know it is crucial to your health and well-being.
Depending on your reason for needing them, you may need both medical and insurance to cover the cost of your dental implant procedure. Therefore, you should take the time to review your insurance policy and verify that it includes the information you received when you signed the policy. In addition, it is important to ask questions of the insurance company before you begin treatment.
- Does your plan cover implants?
- What percentage of the procedure is covered by the policy?
- What is my maximum annual out-of-pocket expense?
- Do I need to have a referral to receive dental implants?
Your dentist’s staff will be able to work directly with your insurer to find out your coverage based on the treatment plan.
Is MY INSURANCE ABLE TO GUARANTEE IMPLANTS?
Knowing the details of each treatment and how much preparation is carried out for implants. This will help you determine if your insurance covers them. The extent of your coverage will depend on whether you receive a complete restorative arch or just one or two missing teeth.
Tooth extraction: This depends on whether the tooth is missing or damaged. This procedure is part of the dental implant treatment. It is covered by most insurance companies if it is still necessary.
Bone GraftingSome patients may need to have their underlying jawbone strengthened before the procedure, which can ensure that the implant is stable and secure. Strengthening the jawbone is a critical step in the implant process and may not be covered by insurance.
Implant Placement: The implant procedure is considered a “major” procedure. Do not be afraid to use the term “major” — it is an insurance company term that refers to treatment costs higher than the intensity. Up to 50% of major procedures can be covered by some dental insurance plans.
How to Place an Artificial Tooth. An artificial tooth, also known as a crown in dental parlance, is a procedure that gives the appearance and function of a natural tooth. Some insurance companies may consider it the same as crowning to stop tooth decay. They might cover more, so make sure you check with your company.
Are You A Candidate For Dental Implants?
According to the American Academy of Periodontology, ideal candidates for dental implant placements should be in good oral and general health with healthy gum tissue. To support the implant, patients must also meet these requirements. Even if you are suffering from bone loss, there is still hope for you to be implant-ready, thanks to advancements in bone restoration techniques such as bone grafting.
A dental implant must have sufficient bone tissue to succeed. If you last had a tooth removed a while ago, you might need a bone transplant to make you eligible. However, no matter your bone tissue level, Precision Oral Surgery can help you determine the best restoration option.
The Key Benefits of Dental Implant Surgery
Implants for teeth offer many benefits. Here are the top dental implant benefits.
- Prevents bone erosion – The implants attach to your jaw bone to preserve bone density.
- Durability – The main benefit of dental implants is their permanent nature. Implants are very secure because they connect to your jawbone and last as long as natural teeth with proper care. Dental implants are a great choice for people who want a long-term solution, as a removable denture can only last between 5 and 8 years.
- Better oral health – Teeth implants aren’t required to alter your surrounding teeth. Implants are held in place by a single tooth, so your natural teeth can remain healthy. It will help you maintain your oral health over the long term.
- Practical Benefits – Implants stay in place because it is fused to your jaw. Implants can stay in place without affecting your speech, which makes eating easier.
- Simple maintenance – Implant care and maintenance are easier than caring for removable prosthetics.
- Aesthetic Benefits – It’s important to understand that implants are virtually invisible and look like natural teeth.