First, congratulations on Your engagement. You and your partner are in for some exciting and unforgettable times. You will need to complete some administrative tasks to plan your dream wedding. One of these tasks is arranging your health insurance.
Can I get U.S. health insurance for someone with a K1 visa? It is straightforward to obtain K1 visa health insurance. These are just a few of the options that you have.
Can I get health insurance with a K1 visa?
A K1 Visa is a temporary document that allows someone engaged to a U.S citizen to travel to America. The visa is valid for 90 days, and you cannot renew it. You will need to modify your status once married to your U.S. spouse to allow you to stay longer. In addition, you’ll be able to access more financial and health services once you have a Green Card.
However, you do not have a Green Card. You want to avoid three months of uninsured travel to the U.S. This is not wise. What can you do instead? You can only get on your spouse’s insurance plan once you’re married. Permanent residents are generally eligible for Medical Insurance.
You don’t need to be worried, however. There are many options for medical Insurance that you can get. To prove your eligibility, you will need a K1 visa.
Three Options for K1 Visa Health Insurance
Three options are available for K1 visa health insurance.
Before making your decision, read the terms and conditions. Before you can file a claim for medical expenses, you must understand what to do. There are many options available. If you have to use your Insurance, it will not be wise to assume that every plan or product is the same. Instead, contact the customer service department of each company to learn more about each option.
Let’s look at the three options available to us.
1. International Major Medical Insurance
getting Insurance through a primary international insurance provider. These plans are affordable and allow you to travel while being covered. . Keep the medical Insurance until you marry your spouse. You may also qualify for domestic Insurance .
However, not all plans cover birth control pills and maternity costs. Many don’t even cover pre-existing medical conditions. Before accepting a plan, it is crucial to read your terms and conditions carefully. Getting into an unplanned financial situation is not a good idea because you must fully understand your health insurance plan.
2. Patriot America Plus for K1 Visas
This K1 visa insurance plan for health is for those who require short-term coverage. This plan is available to the following people who have the proper paperwork:
- Students studying abroad at college
- Au pairs and nannies from abroad
- Family sponsors of exchange students
- International vacationers
- Visits from relatives abroad
- Recent immigrants
This plan is perfect for people on K1 visas. You can become a client under the Patriot America Plus program if you have a valid K1 visa. Maximum limits range from $50,000 to $500,000. In addition, this plan allows you to add your dependents as a travel companion.
This plan offers international benefits 24 hours a day. Multilingual customer service centres can help you get the answers you are looking for if you have questions about your Insurance. Patriot America Plus allows you to choose the best doctor and medical facility for your treatment. You won’t have to be a part of any partner program.
3. Atlas America
Atlas America provides K1 visa insurance for 5 to 364 day. This plan provides coverage for travel within the U.S. and abroad.
However, you may not be eligible for coverage for pre-existing conditions that have just begun. You generally get 100% coverage, regardless of whether you visit a facility within their network or outside. Contact them to confirm if they will finance the cost of an out-of-network facility. Atlas America has received excellent reviews on forums and websites, so expect high-quality service. There is $300 for urgent dental treatment. They also cover the costs of clients injured in terrorist acts.
What if I can’t afford K1 Visa health insurance?
It is one thing to know that you can obtain K1 visa health insurance. It’s quite another to be able to afford it.
What are the available options if you don’t have the money for health insurance? It’s dangerous not to have Insurance. How can you finance it if there isn’t enough cash?
Stilt offers a personal loan. You are not required to disclose the purpose of the loan to the lender. Personal loans can also be unsecured, meaning that they don’t need any form of security (something of worth) to serve collateral. Stilt doesn’t require a cosigner or credit score to apply for a loan. Only a few eligibility requirements must be met. Stilt makes it even easier to get a loan than passing your K1 visa interview.
Here’s how it works.
Apply online to get a loan up to $25,000. To improve your chances of success, provide all documentation and proof of creditworthiness. Every document you need to support your case will be required.
Get your Offer
Within 24 hours of receiving your application, someone will contact you. If they need additional information, please provide it. The more robust your application, the higher the loan offer.
Soon you will receive a loan proposal and a promissory notice. If you accept the offer, please sign and return this note.
It should take approximately 2-3 business days for your loan amount to be disbursed. Choose the repayment plan that best suits your needs. Autopay will automatically repay your loan every month on time. In addition, Autopay will automatically deduct your monthly payment from your account. No need to worry about late payments and late payment fees.
It’s easy to get a loan from Stilt!
You should have fun during the time leading up to your wedding! It is not the time for worrying about health or detailed issues. If you have a K1 visa, you can get U.S. health insurance to ease your mind and budget.
Find the best K1 visa insurance plan that meets your needs. Enjoy your wedding day!